Friday, December 4, 2009

my account is affected -- but the class action is decertified

Included within literature received from Wells Fargo Bank through the mail (a CA cult bank, for the information of those who have not had occasion to jump onto the stagecoach) was a small sheet of paper titled, 'Legal Notice of the Decertification of the Including and Deleting Class' with reference to class action lawsuit filed in 2007. One of the contested bank activities is "...a practice whereby certain debit-card transactions are at first reflected in an available balance, then then are later deleted from the available balance..." which causes hefty overdraft fees to be assessed.

The decertification is a court action that excludes all but the named plaintiff from further representation in the matter because the "...Plaintifs had not established a class-wide method of proving reliance and damages. ...". However, that the "practice" might be intentional should be ample reason to include all such customers in a class-action lawsuit whether all were severely restricted by resultant overdraft fees or not -- WFB is a cult bank employing certain people who rely upon influence-networks to secure positions within the organization and who now obviously have the professional capability to allow computer-programming input and changes that normally would not crop up during bank operations.

..which is also to say that it's happened to me now, after the decertification process has approached a statute of limitations. Months ago, I responded to a notice from the Archaeological Institute of America to reserve/pre-pay to have a copy of 'Ancient Egypt', a "special collectors' edition from the editors of Archaeology magazine" (also available in newstands). The pre-pay price of this publication has been posted a number of times to my WFB checking account, then removed the same number of times, until the November 2009 publication mailing-date when the price was finally set within the account and a copy arrived as promised.

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